Posts Tagged ‘old age’

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Catholic Rosaries

Thursday, April 5th, 2012

If you are not a Catholic, you might not understand the importance of a string of Catholic rosary beads. This is because a Catholic’s rosary beads are an aid to prayer and penance. It is because of this that Catholic rosary beads have the same number of beads all around the world. The beads are counted off as the prayers are said.

Rosary beads are gifted to young Catholics and frequently a set of beads will be handed down through generations as heirlooms. It is considered an honour to get given a set of rosary beads that are decades or more old, just as it would be if a relative left you anything else old and valuable. Old rosary beads can become very valuable, depending on what the beads are made of, their age and the type of metal used to string them together.

The Catholic Rosary is used to matter off the number of prayers said in repetitions in the same way that an abacus is used for counting money. Rosaries have ten small beads followed by a substantial one to indicate that the repetition should be started again.

It is an old style of prayer harking back to when people were less schooled. However, beads aid the person praying concentrate on the prayer and not on the counting too.

Most Catholic rosary bead chains have enough beads for five cycles of prayers. This makes it easier for followers of the Catholic Church to say their prayers and do the penances metred out to them by their priest for ‘committing sins’.

In fact, the Catholic Church is losing ground very rapidly in Europe especially in such traditional strongholds as Eire (Southern Ireland) and the southern provinces of the Netherlands. They are also losing ground in Spain, Portugal and America, usually due to the sex scandals involving priests.

Whatever one thinks of the Catholic Church, the pope and the Catholic clergy, rosary beads are a feature of the history of mankind’s development in the West during the last 2,000 years. Whether you see Catholic rosary beads as a symbol of devotion to God or as a symbol of the Catholic Church’s tyranny over scared people, the rosary in itself is an interesting phenomenon.

Some people make a hobby out of collecting rosaries because they are broadly traded and can be quite valuable. It is not unusual for a set of Victorian rosary beads manufactured of a semi-precious stone on a gold chain to go for thousands of dollars at auction.

Owen Jones, the writer of this piece, writes on a variety of topics, but is now concerned with religious beliefs in China. If you would like to know more go to What is Religious Belief?

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Anti-Allergy Mattress Covers: Are They Any Good?

Saturday, October 22nd, 2011

For some reason that is not yet entirely understood, there are more people suffering from allergies now than ever before. Some scientists speculate that the cause of this growth in sufferers from allergies is the raised pollution in the air we breathe and the increased use of additives in the processed foods we eat. However, there could be another reason as well.

Our homes are better heated than ever before and are virtually hermetically sealed. This allows bugs and particularly mites to live with us in greater numbers and for longer than ever before. It is possible that we, all human beings, have become sensitivized by the huge number of mites living with us. The dust mite is the worst culprit. Fleas, their faeces and their eggs are second, followed by other creatures such as bed bugs and their faeces.

So allergy sufferers are now getting problems from pollen and pollution when they go outside the house and from dust mites and other insects when they stay in. So, what can allergy sufferers do about it?

There are several items to try. Some are costly and others are practically free. An air conditioning system with an anti-allergy filter is the expensive option but it will help against airborne dust and bug faeces kicked up by dusting, brushing and vacuuming.

A bagless vacuum cleaner such as the Dyson will also help trap these flying allergens or a wet-and-dry vacuum cleaner will help you wash the crap out of your carpets as well without blowing it up into the air.

Carpets are a major source of allergens and so are pets, but an unexpected source of grief for many people is their bed. Again it is the dust mites which are the foremost culprits. They are happy to live in your bed and eat the dead skin that has dropped off you.

There is nothing you can do about losing skin, we all do it and we all need to do it and you will never stop all dust mites. The aim is to keep their numbers down.

A fairly cheap way of doing this is by fitting an anti-allergy cover on your mattress. An anti-allergy mattress cover is a finely-woven sheet that fits on top of the mattress. This sheet is so finely woven that insects, bugs and mites cannot get through it from the mattress to get to you.

Now this does not stop dust mites breeding on top of it, so for it to be effectual, you have to wash it weekly as you do the remainder of your bedding, but at least it is easier than laundering the mattress, which most people do not do from one year to the next, which is why the dust mites can multiply to outrageous numbers giving an increase in problems for allergy sufferers.

Therefore, if you think that an anti-allergy mattress cover will help you, you should buy two so that you can have one on the bed and one in the laundry.

Owen Jones, the author of this article, writes on numerous subjects, but is currently involved with the college for massage therapy. If you have an interest in massage, please go over to our website now at Classes For Massage Therapy

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Electric Blankets

Friday, June 10th, 2011

Have you ever used an electric blanket? Some people are scared of lying on something that is plugged into the national grid and I have to admit that when I think of electric blankets in that manner, they do sound pretty frightening.

However, there are two types of electric blankets: there are those that are meant to stay on all night and there are those that are intended to be switched off and unplugged before you get into bed.

The second sort is of course the one to be suggested for those of a nervous disposition. I have never owned an electric blanket, because my father thought that they were for ‘sissys’, but I have slept in beds that made use of electric blankets.

When I stayed over at my maternal grand-parents’ house or my Aunty Lil’s there was always an electric blanket in the bed. My aunty used a pre-warmer and my grand-parents used the ‘always-on’ variety. As a young boy, I have to say that the ‘always-on’ variety of electric blanket was too warm for me.

However, in those days, in the Sixties, houses were not as draft-proof as they are now and I did not know anyone whose house was centrally heated or double glazed. In fact, everyone that I knew used to put an overcoat on the bed in winter if it got especially cold. It did not cross my mind that that was odd, everyone did it.

The fact is that some people feel the cold more than others and there are many reasons for this ranging from frailty to age and sickness. Another reason for using electric blankets is if it is too expensive to heat the whole house or bedroom. It is always going to be cheaper to heat a bed that it is to heat a bedroom. The cost of pre-heating a double bed is still pennies compared with utilizing an electric fire.

Some people, my wife included, likes to maintain the background temperature in the bedroom cold. OK, cold in Thailand is about 20c, but while we were in the UK, she insisted that we slept with the windows open in winter and it was truly cold. She is not alone in liking to sleep in a warm bed whilst her face is cold. She says that she gets a better night’s sleep in this fashion.

If you or a sick or old relative wants to try an electric blanket, be wary where you get it from. In saying this I mean be wary of purchasing a cheap electric blanket from abroad off eBay in case it is not manufactured to run off the electric supply that you have in your country.

You also have to make sure that the blanket conforms to the health and safety regulations in your country. Electric blankets are safe if you follow basic health and safety rules, but be careful of ‘always-on’ blankets if you eat in bed.

Owen Jones, the writer of this piece, writes on a number of subjects, but is now involved with Personalized Throw Blankets. If you would like to know more, please go along to our website at Woollen Blankets.

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Contact Lenses Versus Specs

Friday, June 10th, 2011

Has your eyesight deteriorated to the stage where you have to wear spectacles? Are you happy about that? Well, there are a number of alternatives available nowadays, so you do have other choices. If you do not want to undergo surgery, you can still choose contact lenses. In fact, contact lenses have been a feasible alternative to spectacles for decades.

Surgery can be a more permanent solution to difficulties with eyesight, but for various reasons, some individuals do not want to take up this option. This leaves contact lenses as the best alternative. The first thing to notice about contact lenses is that most people will not know that you are wearing them. This is very important to some people and not important to others at all.

Contact lenses offer better all-round or peripheral vision than spectacles. When you look to the side wearing spectacles, there is no glass there, but contact lenses cover your entire pupil so that your vision is closer to normal. This is safer if you are driving a car or riding a bike or even trying to cross a road.

Another difficulty that many people find with specs is that they leave indentations on the nose. Some people find these ugly. Glasses also require frequent cleaning, which many people find annoying, whereas contact lenses are cleaned by the eyes’ normal cleaning system – in other words, automatically.

Stylists also think that their prescription spectacles have to go with what they are wearing. This can mean that you have to have a dozen pairs of glasses. If your eyesight deteriorates further, which is fairly probable, all those specs will have to be up-graded as well. This is not true with contact lenses of course.

Both specs and contact lenses can adjust for astigmatism or bad eyesight, which comes to most people after the age of forty. Occasionally earlier and occasionally later, but it will happen. Your choice, if you do not want to undergo surgery, is whether you would rather wear glasses or contact lenses.

In the past, contact lenses were very expensive, which is why many people still discount using them, but in fact it is no longer true. Contact lenses are more expensive, but not much more now. In fact, you can purchase disposable contact lenses and many people do do that.

The fact is that there are better alternatives to wearing either contacts or specs, but most people do not know it. It is possible these days to have one eye operation and never have to wear glasses again. Or you could have laser surgery and almost certainly not need specs again for ten or twenty years, but some people are adverse to having surgery and so they opt for glasses or contacts.

In the long run, surgery is almost definitely less costly than wearing contact lenses and wearing contact lenses is almost definitely cheaper than wearing spectacles, but it is the same with most things, people merely look at the up-front costs and cheaper is rarely better.

Owen Jones, the author of this piece, writes on several subjects, but is now concerned with Designer Spectacles. If you want to know more, please visit our web site at Spectacles Direct.

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Cataracts And Getting Rid Of Them

Thursday, May 12th, 2011

When I was about forty years of age, I could feel that I would soon require glasses. I worked long hours in an office at a computer and most of my friends reasoned that this was the cause of my diminishing eyesight. I just put the glasses on like everyone else does and got on with the job.

However, ten years later, my eyesight took an abrupt turn for the worse and I was diagnosed with premature senile cataracts, at least that is how they translated it into English from the Thai as I had by now married a Thai lady and moved to her village in rural northern Thailand. I went to a very good hospital in Pattaya known as the Bangkok Pattaya Hospital and one of their senior eye surgeons examined me.

She confirmed the diagnosis and added that it was likely that the other eye would develop a cataract at some time in the future although there was no indication of it at that moment. The next day she carried out an operation to take out the lens from my eye and replace it with a plastic one.

The operation is quite painless although it can get a bit scary and lasts between thirty and sixty minutes. Mine was ‘a long one’, said the surgeon at forty minutes. After an hour’s recovery, a nurse showed my wife and me how to care for my eye and I was permitted to go. My eye was taped up, so I could not see out of it until that evening when my wife put the drops in.

Everything was so vivid and clear. It was truly amazing. I had to keep going back for post-operative care for four weeks and then we went back to the village. I cannot convey how fantastic it was to be able to see clearly again without glasses after what I realized was more than a decade.

The eye or the brain or both take a a little time to modify to the new lens and your eyesight improves for a period of time which can be from six to twenty-four months. Within six months, my other eye started to pack up. It had borne the strain of two eyes for long enough and now that there was a working replacement, it decided to stop fighting the approaching cataract and gave up.

I was not back to square one because my plastic eye was far better that the other one had been in comparable circumstances. So, about six months later, I went back to Pattaya to have the other one done. The procedure was the same with the same surgeon. I went back the next day for the check up, but it was a long wait for my turn and the time came around for my drops. My wife put them in but as I removed my protective eye-covering, I noticed the English-language newspaper on the table in front of me.

That was not unusual, but what was certainly unusual was that I could read it – without specs for the first time in fifteen years! I could see the look of revulsion on my fellow patients’ faces as they looked into my eye so I put the covering back on. (After the operation the eye swells up and it as black as an eight-ball with a blood-red dot in the middle – it is very scary).

When I went in to see the surgeon and told her about the newspaper, she smiled. “Yes”, she said, “that was my surprise, I put a long-distance lens in last time and a reading lens in this time. Your brain will decide what you are looking at and use the correct eye”.

She had not told me because a small percentage of brains cannot accomplish this trick, which is why some people cannot take to variofocals too.

That was a year ago and both plastic eyes and brain have ‘bedded in’ nicely. I can read a book and drive a car without spectacles and my world is so bright. I still wonder at the brightness everyday. I had not noticed the light getting gradually dimmer for fifteen years.

Owen Jones, the author of this article, writes on a number of subjects, but is now involved with Designer Spectacles. If you want to know more, please go over to our website at Spectacles Direct.

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Cataracts, Surgery And Recovery

Saturday, April 23rd, 2011

You have to be so careful with your eyes because they can so easily be damaged beyond repair. My eyesight began to deteriorate when I reached forty, like most people. My friends and family put that down to the fact that I was sitting in front of a computer screen for about twelve hours a day and had done since I was twenty-eight. Still, there was nothing I could do about that, that was my job. I was self-conscious of wearing glasses at first, but you soon get over that.

My eyes continued to get worse and at a greater rate than friends of a comparable age, but I considered that that was just the luck of the draw. However, one morning about ten years later, I woke up and it was as if my spectacles were dirty. I spent the next day or two cleaning them, but I could not seem to move the dirt on the right lens.

By that time, my eyesight was too bad to see without specs and I only had the one pair. I had moved to rural Thailand and acquiring a second pair was no easy achievement.

After a couple of days of cleaning and polishing my glasses a friend offered to take me the 75 km to the nearest good hospital. The opthamologist looked in my eyes and said: “I am very sorry, but you are senile”. I had been called mad before, but not senile. I was fifty-two. It is not really a statement that beggars a question, so I merely looked at him and put on a glum expression, hoping that I was not confirming his diagnosis.

He looked at me and then looked in his desk, pulled out a book and opened it. “You have premature senile cataracts” he corrected himself. I was not certain whether that was any better as it implied that other parts of me may start failing early as well. Anyway, I thanked him and left. I had no idea what to do next, but at least I knew better that to continue wasting my time attempting to clean my already spotless spectacles.

My wife is very practical and she arranged for us to go to an even better hospital 650 km away. I was seen by one of the hospital’s senior eye surgeons within the hour and was told that I had a cataract in my right eye and that there was a decent opportunity that I would develop one in the left eye as well. Then she shocked me by asking: “Do you want me to remove it now?”

It was too big a decision for me to take there and then without any information, so we discussed the operation, she gave me a leaflet and I made an appointment to return the next day. The next day, I was in the operating chair. I was not going to have Laser Correction, but the full replacement of the lens. The procedure is carried out under local anaestetic and does not hurt but it can be uncomfortable at times.

The surgeon made a small opening of two millimetres just to the outside of the colour of my eye and squirted in some solution. She then vibrated that liquid with ultra-sound to break up the lens in my eye and flushed the pieces of lens out with more fluid before inserting the new lens through the same opening.

By this stage of my life, I could just see light and dark with my right eye, but at one point my eyesight just ceased entirely. It was like watching a window shatter before your eyes only to realise that there was nothing but blackness beyond. Now I definitely was blind in that eye. There was a bit of discomfort, but the surgeon kept talking to me and then she said: “Wait, wait, wait, can you see me?”

And I could.

Really perfectly. Better than I would have been able to fifteen years before, but everything was so bright that it dazzled. I had not realized how dingy my world had grown to be. A cataract is like having a thin curtain cover a window, it cuts out a great deal of light. Therefore, the first thing you notice when you have had a cataract removed is a flood of light. Your world literally is a brighter place – to such an extent that the light hurts.

Be careful with light after the surgery, it cannot bring about lasting damage, but it really does hurt. A passing vehicle can reflect sunlight into your eye and catch you unawares. If you are driving or riding a bicycle, it could be very dangerous. Another risk is reflection. You have an open wound on your face which can get infected by wind-borne germs.

The week following the operation is a lot more risky than the procedure itself. You have an open cut in your eye which they do not stitch. It is left to repair itself, which is not a problem, if you take care.

You have to put two kinds of drops in your eye four times a day and avoid getting water in your eye at all costs. That means do not go out in the rain and do not wash your hair in the shower. Dirt and consequent infection are your main enemies, so put the drops in regularly, avoid dust (and the powdered dog faeces mixed in with it) and all water and be very wary of light.

Owen Jones, the author of this article, writes on a number of subjects, but is now concerned with Designer Spectacles. If you want to know more, please go over to our website at Spectacles Direct.

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Memory Foam Mattress Toppers

Saturday, April 23rd, 2011

Memory foam may seem like a brand new product to most people, but in fact it has been obtainable commercially for over forty years. From the early days until fairly recently it was mainly obtainable in the guise of mattresses, pillows, cushions and the type of padding that you get on doctors’ couches and wheel chairs. It was very costly, so it was not thought to be commercially viable for the mass market.

That has all altered over recent years as production costs tumbled. Nowadays, almost anyone can afford a mattress, mattress topper or cushion made out of memory foam.

Memory foam mattresses and mattress toppers help many people to rest comfortably and sleep well because memory foam moulds itself to the contours of the body, thus supporting the body on a greater surface area than a regular mattress or cushion would.

A true memory foam mattress is designed to give maximum comfort in the manner described above and is the right thickness for that purpose, but a mattress topper is like a conversion kit, so can it really convert a standard mattress into a memory foam mattress? This is a tricky question, because the answer, as it so frequently is, is that it depends.

It depends on two things: the type of mattress that you are putting the topper on and the quality of that topper.

It depends on two items: the type of mattress that you are setting the topper on and the quality of that topper.

Firstly, in order to be effective the topper has to be on a fairly stiff surface or it will just sink into the present mattress and most of the advantages it can supply will be lost or absorbed into the mattress beneath.

Secondly, the topper has to be deep enough so that you can sink into it without hitting the bottom so to speak. If it is not thick enough, it would be like trying to float in a bath tub. If you need to, you could lay a sheet of plywood on your mattress first to stiffen it up.

Most memory foam mattress toppers on the market are two inches thick and this is certainly the minimum you require for it to be effective. Less than that is really a waste of money, unless it is intended for a baby. By the same token, three or four inches is a lot better, particularly if the user is on the heavy side.

One last point, if you use an existing mattress topper manufactured from something else, you will not be able to place it over your memory foam mattress topper.

One last thing, if you use an existing mattress topper made from something else, you will not be able to place it on top of your memory foam mattress topper.

Owen Jones, the writer of this article, writes on a variety of subjects, but is now involved with the Visco Elastic Mattress. If you would like to know more, please visit our website at Egg Crate Mattress Pad For Sale.

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Are You Interested In Memory Foam Mattresses?

Friday, April 22nd, 2011

Memory foam has been about since it was developed in 1966, but it has only been generally accessible for about twenty years, although twenty years ago hardly anyone could afford it.

One of the early uses of memory foam was for mattresses for the bed-ridden. This is because memory foam mattresses help minimize pressure on the skin touching the bed, which reduces the likelihood of bed sores and gangrene.

In those early days such mattresses were prohibitively expensive so just hospitals and the wealthy could afford them. However, the cost of memory foam mattresses has fallen sharply over recent years and now they can even be bought on Amazon and.

Initially this extraordinary foam was invented by one of NASA’s spin-off research firms, so it is a product of the space program. At the time, scientists were attempting to find a safer material for use in cushions and pillows for the aeronautical industry.

They came across this foam, but NASA permitted the authority to manufacture it, the patent, to pass into the public domain.

A Swedish firm took up the challenge and made orthopaedic mattresses with it because of its capacity to moulding itself to a body’s individual shape due to that body’s heat and weight, thereby supporting the body at more points than a traditional mattress. It is this extra support that reduces pressure on the skin and so reduces the likelihood of bed sores.

Another property of memory foam is its structure. Normal foam is made up of masses of bubbles per cubic inch which are effectively sealed off pockets of air. You body heat warms this air up and so keeps you warm.

This can be a good or a bad thing depending on the background temperature, but normal foam is always warm.

On the other hand, the cells or bubbles in memory foam are not sealed off completely so air can course between them. That means that warm air can escape and be replaced by cool air.

This permits you much more control over the temperature of the mattress by controlling the temperature of the room.

There are two kinds of memory foam high density and low density. One reacts to heat and the other to pressure (or in this situation, body weight). Most memory foam mattresses are manufactured up of a combination of these two types of foam so that the top layer reacts to the heat of your body and shapes itself around you, whereas lower layers react to your weight in the same way, depending on how heavy you are.

The lower layers will permit the passage of cool air and this will be transferred to the upper layer, keeping your body cool. One point to make on this topic is that because memory foam mattresses react to heat, if you live in a hot country, the foam will become fairly flaccid because of the background heat. Therefore, if you live in a hot country, the mattress will have to be that much thicker to permit more air to circulate.

Owen Jones, the writer of this article, writes on a number of topics, but is now involved with the Visco Elastic Mattress. If you would like to know more, please visit our website at Egg Crate Mattress Pad For Sale.

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What Is A Memory Foam Mattress?

Tuesday, October 26th, 2010

Have you ever heard of a memory foam mattress? Memory foam has in fact been around since 1966 when it was developed by a team of NASA scientists, who were looking for ways to make aircraft cushions safer. Therefore a memory foam mattress is a mattress manufactured from this space age foam, although modern memory foam has been greatly improved since those early days. The difficulty with the early foam was that it was too brittle, so it crumbled within a couple of years.

These days, memory foam will mould itself to a body’s shape by reacting to a combination of body weight and body heat depending on the density of the foam. One of the earliest uses of memory foam was in hospitals where it was discovered that memory foam could ease pressure on the parts of the body coming into contact with the foam, which reduced the incidence of bed sores and gangrene in long-term bed-ridden patients.

The first memory foam mattresses were very expensive and only institutions such as hospitals could afford them. However, over the last twenty years, the price of memory foam has fallen radically and so these super mattresses are now within the grasp of almost everyone who needs or wants them. There are alternatives to the traditional memory foam mattress as well, there are memory foam pads and cushions and pillows as well.

The use of this special foam has flooded into other regions of our lives as the price of it has dropped. Memory foam is now used in car seats, wheelchair seats, kids’ high chairs, earplugs, gloves and office furniture. In fact, this new foam is now used to produce many items that have to be worn or used for long periods of time – golf gloves as well for example.

Although the price of these memory foam mattresses has fallen considerably they may still be too expensive for everyone in big families to have one each. In this case you could go for mattress toppers which are otherwise known as mattress pads. These are intended to be laid on top of the mattress but under the bottom sheet. They are less expensive because they are usually between two and four inches thick.

However, be cautious of cheap toppers because any foam memory foam topper that is thinner than two inches thick is prone to be useless. Likewise, bigger is not always better, because some individuals find memory mattresses that are over six inches thick are too hard to sleep on.

Check the warranty as well. Some high-density mattress pads of two inches thickness will crumble within a couple of years, so a two year guarantee means that you will get at least this length of time out of your memory foam mattress or mattress pad.

Owen Jones, the author of this article, writes on a variety of topics, but is now concerned with the Visco Elastic Mattress. If you would like to know more, please visit our website at Egg Crate Mattress Pad For Sale.

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Modest Retirement Gifts For Golfers

Tuesday, December 1st, 2009

There is a commonly-held belief that golf is a pastime and sport of entrepreneurs and businessmen. It also has the reputation of being exclusive and elite and not being accessible to ordinary blue collared workers. However, this is not really true, since modernization and commercialization have brought this so-called elite sport into the realm of normal people.

This is because you don’t need to get hold of sophisticated equipment to join in. Unlike big game fishing and polo which need a lot of resources – a boat and a horse respectively – golfers just require a set of golf clubs, which are reasonably affordable these days. Bearing this in mind, retirement gifts for golfers and aspiring ones are more easily thought of.

Personally made retirement gifts to personalize golfing equipment is quite an easy task as you could easily make it personal by embroidering such items as home made golf club pouches, and caddy covers. These can be knitted that is if you are a knitter or any similar craft which may require different materials.

Another idea is to tap into the fashion aspect of golfing which means to focus on the things worn by a golfer. You may even set a new trend in golfing apparel using a lively imagination and an interesting clothing design for your retiree.

Common gifts. The most common method of buying a retirement gift for golfers is to go to the nearest sports shop and get your retiree one of the things sold there. It may sound a bit impersonal to just get the retiree a commercially available gift, but then this may actually be really useful, if the retiree is still a novice golfer. Maybe you might want to get him a set of golf clubs as it is the basic requirement to be able to play golf.

Moreover, you may find some more accessories there that your retiree golfer still needs, but then perhaps you could also use your imagination to think about what things can be made to enhance the golfing equipment he may already have.

Commercially made golfing equipment is also a good idea, if you want to make your retiree feel good by giving him a famous set of clubs, making him look like a pro.

Gags and Jokes The fun part of choosing to give a gag gift instead is the humour such items can create. It also adds to the lighter side of the golf-playing retiree’s party and his friends will be able to join in with smiles, laughs and jokey comments too.

The joke gift should be bought quite carefully as the gag present may represent a sensitive matter for the retiree, especially if he is still a beginner. Gag gift for golfers may be misunderstood and hinder their golfing education if they are disturbed by the idea emphasized by the joke gift you have given to them.

However, to veteran players who already know the game inside out, the gift of a good gag present on their retirement day would be very amusing as they would already see golfing not only as a way to relieve their stress and get some exercise but to actually just have some fun as well.

You should see retirement gifts for golfers as just a easy way to make your golfer friend enjoy life after his career is over.

Have a great time if you are going to or planning a Golfer’s Retirement Party, but if you want to get a deeper understanding of retirement, please go to our website Retirement Planning.

categories: retirement,pension,old age,seniors,careers,golf,sport,fitness,enjoyment,family,party,gifts,outdoor,other

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